Get an Owner Occupied Home Loan in Toowoomba

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Find the Right Loan

When seeking a home loan in Toowoomba, the process can be daunting, but we're here to simplify it. At Marks Financial Group, we cater to individuals like yourself–those who are looking for their next home or those who are on the path to homeownership, seeking a residence to call their own.



We're here to assist you in securing a home loan that fits seamlessly into your life, ensuring comfort and satisfaction as you step into your new home. Our services include:



  • Assisting with finding competitive interest rates
  • Guiding you through the application process
  • Aiding in document preparation and approval navigation
  • Providing options on loan structures and refinancing options



Reach out to us at 0423 744 307 for a discussion on how we can assist you in securing an owner occupied home loan that aligns with your financial needs and future aspirations.

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Understanding Owner Occupied Home Loans

An owner occupied home loan is tailored for individuals planning to live in the purchased property. This type of loan is structured around the concept of not just buying a house, but creating a home where you can make repayments comfortably, without compromising your lifestyle.


With our tailored home loan solutions, we're committed to helping you navigate the journey to homeownership more easily. Whether you're embarking on the exciting path as a first time buyer, planning to move up the property ladder or seeking to refinance, we provide the right home loan to suit your individual circumstances.


With our knowledge, you'll have the clarity needed to make a choice that best supports your long-term homeownership aspirations.

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A Row of Houses with A Blue Sky in The Background — Marks Financial Group in Toowoomba City, QLD

Frequently Asked Questions

  • How do owner occupied loans differ from investment loans?

    Owner occupied loans often come with lower interest rates and different lending criteria compared to investment loans, which are intended for properties that will be rented out.

  • Can I switch my owner occupied loan to an investment loan in the future?

    Yes, it is possible to convert your owner occupied loan to an investment loan should your circumstances change and you decide to rent out your property.

  • What factors affect my eligibility for an owner occupied loan?

    Eligibility for an owner occupied loan is influenced by factors such as income, credit history, existing debts and the amount of your deposit. Lenders will assess your financial situation to determine your capacity to repay the loan.

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