Consolidate Debt & Refinance in Toowoomba

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Tackling the Refinancing Journey

When considering the path of refinancing in Toowoomba, Marks Financial Group is here to help you through each step. Refinancing can be a strategic move to align your financial products with your current and future goals. We provide a bespoke service, ensuring the terms, rates and structure of your new loan are tailored to your unique situation.


For homeowners and investors, the decision to refinance can lead to substantial savings over time. Our process begins with a comprehensive financial review, determining if you can benefit from lower interest rates or a different loan structure. We then navigate the loan market, finding you options that could offer more favourable conditions.


Seeking to consolidate debt? We also excel in crafting consolidation plans that can simplify your repayments into one manageable loan. Our diligent approach could help you reduce the total interest paid and relieve the stress of managing multiple debts. Ready to take the first step towards a more controlled financial future? Give us a call on 0423 744 307 to discuss how we can support your financial needs.

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Your Go-to for Consolidating Debts

Managing multiple debts can be challenging. With Marks Financial Group, simplifying your financial commitments is at the forefront of what we do. Our debt consolidation services are designed to combine various debts into a single payment plan, potentially reducing your interest rates and monthly payments. This streamlined approach not only makes managing your finances easier but can also improve your long-term financial health.


Here's how we can assist:


  • Conducting a Detailed Financial Assessment: We start by reviewing your current debts, interest rates and financial objectives.
  • Exploring Loan Options: We compare loans from different lenders to find the best opportunities for consolidation.
  • Application Support: We help you understand the application process, ensuring all necessary documents are in order.
  • Post-Approval Support: Once approved, we provide continued support to help you manage your new loan effectively.


Consolidating your debts could lead to significant savings on interest costs, contributing to your financial wellbeing. Take control of your debts today and move towards a more secure financial future.

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A Chalkboard with The Words Debt Recovery Written on It — Marks Financial Group in Toowoomba City, QLD

Frequently Asked Questions

  • Is debt consolidation the same as taking out a new loan?

    Yes, debt consolidation typically means combining multiple debts into a single loan. This new loan pays off your existing debts and you then make one monthly payment against this consolidated loan, often at a lower interest rate.

  • How will I know if refinancing or debt consolidation is right for me?

    Reviewing your current financial situation including your debts, interest rates and financial goals is essential. Consult with a finance professional who can provide a comprehensive assessment and guide you towards an informed decision.

  • What should I consider before applying for debt consolidation?

    Before applying, consider the total cost of consolidating your debts versus maintaining them separately including any fees or penalties for early repayment. Also, consider the interest rates and terms of the new loan and how they align with your financial objectives.

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